Not At Fault Claims
We claim. You drive.
Replacement car and full repair at no cost to you. Every dollar is recovered from the at-fault insurer.
— The Process
Four steps.
01
Report
Tell us what happened.
02
Replace
Same-day car to your door.
03
Repair
We coordinate everything.
04
Recover
We bill the at-fault insurer directly.

— Your Entitlements
Know what you're owed.
Not-at-fault drivers are entitled to a replacement car and full repair — without using your own insurance.
Talk to a specialistFAQs.
Will my premium go up?+
No. Your policy isn't touched.
Do I pay anything?+
Nothing. No excess, no bond, no fees.
What if liability is disputed?+
Our legal team handles it.
How fast can I get a car?+
Often same day.